Acceptance of Terms

By accessing or using this website, you agree to comply with these terms and conditions. If you do not agree, you must not use the website.

Section 01

Acceptance of Terms

By accessing or using this website, you agree to comply with these terms and conditions. If you do not agree, you must not use the website.

Section 02

Scope of Services

The services provided on this website are intended for personal development purposes. We reserve the right to modify or discontinue services at any time without prior notice.

Core Terms

Operational Terms Ledger

This section outlines the working conditions that govern use of the service, including scope, payment handling, cancellation treatment, and related administrative references. Please review each clause carefully alongside the linked supporting document where applicable.

03

Payments

HCCH

Payments for services must be made in accordance with the instructions provided on the website. All fees are non-refundable unless otherwise stated.

04

Commercial Conditions

UN Declaration

All transactions are subject to our standard commercial conditions, which may be updated from time to time. It is your responsibility to review these conditions regularly.

Internal conditionsClauses 05–06

All content on this website is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express permission.

05

Intellectual Property

Use conditions and internal restrictions

All content on this website is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express permission.

Supporting documentConsumer Affairs SG
06

Liability Disclaimer

Intellectual property and limitation scope

We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or the services provided.

Supporting documentWIPO